A Profile of Banks: 2012-13 – Excellent data

The Reserve Bank of India released on its website “A Profile of Banks: 2012-13”. The publication, ninth volume in the series, provides bank-wise and bank group-wise information on important performance indicators of all scheduled commercial banks excluding regional rural banks, for the period 2008-09 to 2012-13. The publication covers 21 important indicators, including return on assets, net interest margin, capital to risk weighted assets ratio (CRAR), business per employee, and profit per employee.

http://rbidocs.rbi.org.in/rdocs/Publications/PDFs/APB30091213F.pdf

Highlights:

  • Business per employee as well as profit per employee of all scheduled commercial banks at aggregate level increased during 2012-13 vis-à-vis that in 2011-12.
  • Profitability in terms of return on assets of all scheduled commercial banks at the aggregate level declined during 2012-13. At the bank group level, all the bank groups witnessed an increase in return on assets during 2012-13 as compared to the previous year with the exception of public sector banks.
  • Cost of funds of all scheduled commercial banks increased during 2012-13 as compared to that in 2011-12.
  • CRAR of all scheduled commercial banks at the aggregate level decreased at end March 2013 as compared to the previous year.
  • Net non-performing assets (NPA) ratio of all scheduled commercial banks at the aggregate level increased at end March 2013 as compared to the previous year.

Regards

Biharilal Deora, CFA, FCAwww.linkedin.com/in/deora

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